Out of all of the possible topics of conversation for a first date, money probably isn’t at the top of many priority lists.
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But one group of people is more comfortable talking about it then others: millennials.
More than one-third (35%) of those in the age range of 23 to 38 said they would be comfortable discussing money-related topics, such as credit score and salary, on a first date, according to a new survey from Bankrate.Com. That is almost twice the 18% of those aged 39-up who would be comfortable discussing finances, the survey found.
One reason millennials may be willing to discuss a taboo topic more is because they are more money-conscious due rising student loan debt and the 2008 financial crisis, says Samantha Burns, a self-proclaimed “millennial love expert,” dating coach and author of “Breaking Up & Bouncing Back.”.
“Millennials want to date smart and be intentional about their partner choices,” Burns said. “They realize love isn’t all you need. We’re making pragmatic choices based around core values, such as money management.”.
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Financial responsibility can be a make or break factor for certain people when it comes to potential partners. According to the Bankrate.Com survey, 62% of Millennials said knowing someone’s credit score can impact their interest in having future dates.
“People might want to get an idea of what they’re getting themselves into from the very beginning,” Bankrate.Com analyst Amanda Dixon said. “How you manage your money says a lot about how responsible you are, and it says a lot about your character. And so people might want to find out if this person is trustworthy and reliable before they invest a lot of time, money, and effort into a relationship.”.
For questions of who pays the bill on a first date, millennials (37%) are more comfortable than older generations (26%) with splitting. But when it comes to gender, the discrepancy is a bit larger — 40% of all women women said they would opt to split the bill, while only 20% of men did.
Millennials are really looking for an equal partnership, versus the 1950’s mentality where the man was the breadwinner and the woman, the housewife. That means they’re looking for someone who pulls their weight and can contribute a similar amount financially to the relationship.
“Times have changed, but I think that men are still culturally-conditioned,” Dixon said. “They believe that they should still be providers. So they come into the dating game with that kind of mindset.”.
Follow USA TODAY intern Ben Tobin on Twitter: @TobinBen.
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